Kibisem, Tinderet, Nandi County
Innovating today, empowering tomorrow.
Save, borrow and grow together. KATYO brings digital table banking, M-Pesa payments and youth programs to groups across Nandi County.
KATYO will never ask for your M-Pesa PIN or a code we sent you.
Working with
Great Lakes University of Kisumu (GLUK)
NYOTA Youth Project
Nandi County community groups
Growing together
Members
Growing
Groups
Growing
Saved by members
Growing
Loans given
Growing
We show numbers once at least five people are counted, to protect privacy.
What you can do
Save
Grow your savings and shares every meeting.
Borrow
Fair group loans with a clear schedule and no hidden fees.
Pay with M-Pesa
Pay dues, loans and fines from your phone.
Track records
Every shilling recorded, with receipts.
Get reports
Statements and group reports in one tap.
Digital card
Your KATYO card with a QR that proves you are a member.
Any phone
Works on small phones and slow networks. SMS updates for everyone.
How table banking works
Simple steps, kept safe on KATYO.
- 1
Members save
Each meeting, members save and buy shares. Every payment is recorded with a receipt.
- 2
The group lends
Members borrow from the pool at a small interest set by the group.
- 3
Loans are repaid
Repayments come back with interest, so the pool keeps growing.
- 4
Everyone shares
At the end of the cycle, savings and earnings are shared out fairly.
Our services
Startup Incubation
Mentorship, workspace, training and access to funding.
Learn moreDigital Transformation
Digital tools that improve efficiency, service and decisions.
Learn moreCorporate Training & Consultancy
Professional training and expert advice.
Learn moreCommunity & Events
Forums, workshops, networking and outreach.
Learn morePolicy Engagement
Shaping policies that promote innovation, inclusion and development.
Learn moreLivelihoods
Income generation, employment and economic resilience.
Learn moreOur vision
Transforming creative youth ideas into sustainable opportunities.
Our mission
To nurture youth potential by using creative and innovative approaches that transform livelihoods and open access to digital, social and economic opportunities.
KATYO was founded by a beneficiary of the NYOTA youth project, who now leads us as Founder and Executive Director. About
Our core values
Excellence
The highest standard in all our work, with continuous improvement in quality, innovation and results.
Social Justice
Fairness, inclusion and equal opportunities. Marginalized and vulnerable groups are empowered and protected.
Impact
Measurable, meaningful and sustainable change.
Professionalism
Competence, accountability, respect and ethical standards.
Integrity
Honesty, transparency, accountability and trust with partners, stakeholders and beneficiaries.
KATYO in your pocket
Install KATYO on your phone straight from the browser. No app store needed, and it uses little data.
Our leadership
View all
Mr. Evans Chirchir
Founder & Executive Director
Mr. Meshack Kipng'etich, CPA
Chief Finance Officer
Mr. Quill Alvie
Chief Operations Officer
Ms. Shaila Jeptoo
Chief Information Officer
Ms. Lilian Koech
Chief Marketing Officer
Mr. Vincent Kipkorir
Chief Sustainable Officer
Ms. Faith Jepkemei
Chief Technical Officer
Bring your group onto KATYO
Chamas, self help groups, women and youth groups and cooperatives: run your table banking with clear records, M-Pesa and reports.